After the holidays, everyone must be thinking , how to earn more money. I read a book and it says, we have two options. C.B. or M.M.M.
Not bad advice eh? It means,
cut back our expenses, or
make more money.In today's France news, euros is higher of 30% in compare to USdollar. Many europeans went to New York to spent holidays there, and shop, as they believe they earn 30% than spending it in Europe. But the airline fare, how much? They have to buy in New York a hundred of Levi's jeans , sell it in europe to take back the cost of their airline tickets.lol
How about say: cut back. So instead of eating outside, cut back the cost by cooking your own curry meal. Curry meal if you eat a home cost you only 3 euros/ person. But if you buy the pan, pot, the spices to make your own curry ala restaurant, you spend more ! Doesnt matter, its still useful the pots and pans, its an investment for future curry.Then besides rigid instruction in a recipe book, the curry is a disaster. Throw it away, how can you eat a too hot spicy curry, it makes your eyes get teary! The curry became costly than a curry meal of 10€ in Indian restaurant, less dishes and pots to wash.And a cut from a sharp knife, lol
We sometimes grab ads like:
the sale , we are on sale , last day sale. We are carried by the tag, 70% less. So we buy the stuff (tshirt, jeans, shoes, bags, scarf etc etc) And it says limited stocks! Hurry. We did hurry. Happy to be out of the shop,with lots of shopping items, when at home we realise, the stuff we bought we have it at home, a year ago and still un use because it was out of fashion.
We sometimes see shops offering buy one take one for a lipstick, make up, lingerie. We take it. When we buy the stuff, we realise, the color doesnt suit us. Or we buy two items, we have free bag and a moisturizer. When at home, we realize the moisturizer is awful and the bag is made of poor material good for the bin.waahh!
Some shops offers points. Buy as much as you can, get a 10,000 points to avail a free ticket to go to tahiti, 3 days two nights hotel stay includes. Count how much you bought from that shop, you realize, you already paid in advance your trip because they add their prices up and give you points for it.Some promos has connections to other shops ha.
Or you buy a signatured shirt for example. From 350€ it is a sale to 120€. Not bad. But you dont have enough money in your bank. But then, let the bank suffer, when bf's bday arrives, you still spend 350€ for an item anyway. Might as well buy now, than buy it in six months' birthday of bf.
How about bringing sandwich at work, than spending 10€ lunch? After all you got mayonnaise and cheese in the fridge.Put a bit of lettuce and boiled egg, its already a nice sandwich. It will save you 4€. Lunch time arrives, the sandwich is so soggy and wet, and you have to push it with water just to swallow it.Hehe!
How about: not bringing cash when going out? Hehehe. What if you forgot, you need some nappies for your period. Sure, you use your visa card. Visa card has purchase limit, at least 7€(in France). I would end up grabbing more items to add my nappies, instead of buying only one if I have cash.
Let say, M.M.M (make more money). Ah, there's some tips found at the internet. Work at home.
So you register, paid some fees, not bad, as the company says, they will send you the materials( like making fancy necklaces, just be creative, send it back to the company, they pay you the items. In 100 items made, they pay 3€ each. So in a week if you make 100 thats 300€ a week. Nice. The materials arrived. You realise you cannot make the necklaces. Where do you get the time? In a week you made only three. And the company rejected it, the designs are awful. Bwehehehe!
Here's me. I remembered, Michel and I would argue inside a shop, because I became feverish to buy a coat. Michel said: What will you do to the coats you have in your closet full of it? I didnt listen. I take the coat, went to the cashier, paid my visa card,(ahhh freedom...) and Cashier handed me a nicely wrapped coat in a sleek shopping bag.
Next shop, I went in, Michel grabbed me out, I almost tumbled down, lol and when a frenchman screamed, better behave. All the Ha? ha? ha? will shower you to the full.
What will you do with that then ha? Dont you like the ones at home ha? Dont you know the material is same as one in your closet ha? Come on you dont need that ha? I think to be frugal needs a lot of efforts. And determination. Snob the shop, go to the park, read a book at home instead of taking holidays somewhere. Window shop and suffer. So what if no shopping bag going home?
Kaya nyo yun?
Be frugal.
What did I say? lol
Voici, One of the fur coats Im wearing was one of Madame's gift for me for December 2006. Pick which one suits Lola, haha. She gave me one from:
