Bye bye Condo !
Friday, August 26, 2005
I am ready to send our down payments to Ayala on or before August 30,2005.
First I checked all payments we need to pay for the condo unit we are buying.
They gave us the latest computations with discounts but when I add all of the discounts and monthly fees, there were discrepancies of nearly 42,000 pesos.
Our first meeting with the Ayala sales consultants, we agreed on certain discounts. They said total of 2%, 20,000 and 5% discounts as we are buying the unit in two years 0% interest. Before signing anything with them, Atty Pulido had scrutinized the contracts and told them, the buyer will sign it blank, but sign in this computation paper that all figures will be in that contract.
They did.
After an hour they said they made a mistake. They gave us another computation, and it reflects less amounts of discounts. We are annoyed about it, Michel wanted to cancel the deal that day. The sales manager said, they put the same discounts but not the same type.
The discounts are not anymore 2% and 5% but reflects as Employees discounts of 2X 21,000 and 2X Promo discounts of 20,000.
With their audited computations, I complain to Atty Pulido and she told them off, "that when a deal is done, no one should alter it unless agreed by the other party. Besides we got a copy on what figures to put in the contract. What will the foriegner will say about us filipinos, that we are all crooks, even in selling a piece of unit????!!!"
They had it that day with the lawyer.
Before going back to France, they settle the computations , putting back the same discounts reflecting into the paper that that will be the final and same discounts. So we issued the post dated checks required. Off we went to France.
Two days ago,August 24,2005 I have the itch in my brain to compute how much I will be forking out to pay the unit. I spotted an error. 43,000 pesos discount missing! I try it again, ah no! still missing the amount of discount. I was annoyed!
I email the sales manager telling them I need a final computation of my unit including discounts on or before last office hours of August 27,2005. I made a formal letter to them, signed by me as Buyer and Michel as co buyer and type at the bottom of the letter: copy sent by email and fax.
Off it was sent by fax, confirmed and by email also confirmed sent.
Today I wait for their reply. Nothing. I asked my daughter in Philippines, the sales manager called her and said, she sent me one email explaining that the discounts are not available anymore because we opt for self financing the whole amount and we didnt pass by to their in house financing scheme! I didnt recieved that email! My daughter said , maybe their PC is no available at the moment.
Okey, the PC is not available, but if there is money coming, they are all available! What do they think of us, kids???!!! They are insulting us, in giving us discounts that do not reflect on the computation!
Lolo is mad. He said, if they dont know how to do business properly, they should plant cabbage instead!
Yon na. Hindi na kami tuloy bili ng condo na yan! Fed up. Three times we see them Antipolo to Makati for the deals! Then that!
#!*!#!*!¤ #!
First I checked all payments we need to pay for the condo unit we are buying.
They gave us the latest computations with discounts but when I add all of the discounts and monthly fees, there were discrepancies of nearly 42,000 pesos.
Our first meeting with the Ayala sales consultants, we agreed on certain discounts. They said total of 2%, 20,000 and 5% discounts as we are buying the unit in two years 0% interest. Before signing anything with them, Atty Pulido had scrutinized the contracts and told them, the buyer will sign it blank, but sign in this computation paper that all figures will be in that contract.
They did.
After an hour they said they made a mistake. They gave us another computation, and it reflects less amounts of discounts. We are annoyed about it, Michel wanted to cancel the deal that day. The sales manager said, they put the same discounts but not the same type.
The discounts are not anymore 2% and 5% but reflects as Employees discounts of 2X 21,000 and 2X Promo discounts of 20,000.
With their audited computations, I complain to Atty Pulido and she told them off, "that when a deal is done, no one should alter it unless agreed by the other party. Besides we got a copy on what figures to put in the contract. What will the foriegner will say about us filipinos, that we are all crooks, even in selling a piece of unit????!!!"
They had it that day with the lawyer.
Before going back to France, they settle the computations , putting back the same discounts reflecting into the paper that that will be the final and same discounts. So we issued the post dated checks required. Off we went to France.
Two days ago,August 24,2005 I have the itch in my brain to compute how much I will be forking out to pay the unit. I spotted an error. 43,000 pesos discount missing! I try it again, ah no! still missing the amount of discount. I was annoyed!
I email the sales manager telling them I need a final computation of my unit including discounts on or before last office hours of August 27,2005. I made a formal letter to them, signed by me as Buyer and Michel as co buyer and type at the bottom of the letter: copy sent by email and fax.
Off it was sent by fax, confirmed and by email also confirmed sent.
Today I wait for their reply. Nothing. I asked my daughter in Philippines, the sales manager called her and said, she sent me one email explaining that the discounts are not available anymore because we opt for self financing the whole amount and we didnt pass by to their in house financing scheme! I didnt recieved that email! My daughter said , maybe their PC is no available at the moment.
Okey, the PC is not available, but if there is money coming, they are all available! What do they think of us, kids???!!! They are insulting us, in giving us discounts that do not reflect on the computation!
Lolo is mad. He said, if they dont know how to do business properly, they should plant cabbage instead!
Yon na. Hindi na kami tuloy bili ng condo na yan! Fed up. Three times we see them Antipolo to Makati for the deals! Then that!
#!*!#!*!¤ #!
posted by Francesca at 8:45 PM, | 
8 Comments:
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Damn it. And I was pushing this to my husband as a good investment opportunity. Lung lolokohin din lang wag na!
This is a classic example of why the Philippines got left behind by Vietnam, Korea, Malaysia, Thailand, etc... another investment capital lost, a major engine that drives the economy! Ano ba ang 'Pinas ngayon in Asia, just one step above Bangladesh?
ay grabe! i wasn't expecting that to happen, not with Ayala...ay sus, malabo din pala sila kausap!
sayang, but on a positive note, maybe it's not the Lord's will yet for you to invest...
happy weekend Amy and Michel!
sayang, but on a positive note, maybe it's not the Lord's will yet for you to invest...
happy weekend Amy and Michel!
The thing is, they should at least sacrifice na lang the 43,000 pesos to us. They can have more profits in other units ( 240 units to sell in one pahse). The deal is the deal, we signed that, thats the deal.
Now they turned their jacket.
I wonder if the Vice President knows about this.
But we decided, I am sending them now another formal letter, that I am cancelling the whole lot, and demand them to give me back my 20,000 and 25 post dated checks for the reasong that they fail to give me the final computations of the unit.So far no email from them. Deadma.
Ayan dead na rin commisions nila.
Also to notify the bank manager to reject the checks that Ayala is sending to them to get my money.
I got three days to cancel the whole thing, my deadline is August 30. Buti bilis ng andar ng utak ko.
Next year na lang pag uwi ko spot uli ng unit namin ni Lolo.
Now I dont know what to do to the money, nag loan kami sa french bank, di naman namin kelangan ito!
Di pwede isoli! (cry)
Thanks girls, okey naman Lola nyo. Lolo nyo, tahimik na rin...
Now they turned their jacket.
I wonder if the Vice President knows about this.
But we decided, I am sending them now another formal letter, that I am cancelling the whole lot, and demand them to give me back my 20,000 and 25 post dated checks for the reasong that they fail to give me the final computations of the unit.So far no email from them. Deadma.
Ayan dead na rin commisions nila.
Also to notify the bank manager to reject the checks that Ayala is sending to them to get my money.
I got three days to cancel the whole thing, my deadline is August 30. Buti bilis ng andar ng utak ko.
Next year na lang pag uwi ko spot uli ng unit namin ni Lolo.
Now I dont know what to do to the money, nag loan kami sa french bank, di naman namin kelangan ito!
Di pwede isoli! (cry)
Thanks girls, okey naman Lola nyo. Lolo nyo, tahimik na rin...
hay naku! maybe not for you talaga and you might find a better deal. Good luck.
f***! that's one thing that frenchguy's afraid of in doing business in the phils. i always try to convince him to trust naman kahit kunti ang mga pinoy, but with that, with ayala pa, di bale na lang. buti na lang i didnt have the same problem when i bought my townhouse...
naku, nakakahigh blood naman yan, esp when u already engaged the money...hopefully they will give u back whatever cash you already paid them...
o, ingatz dyan ha, wag sobrang high blood..ang wrinkles!
naku, nakakahigh blood naman yan, esp when u already engaged the money...hopefully they will give u back whatever cash you already paid them...
o, ingatz dyan ha, wag sobrang high blood..ang wrinkles!
I dont blame the Ayala Management.
It is their employees that didnt expect a buyer to go "good as cash" deals, with 0% disc.
Sanay ata sila sa clients na uutang sa inhouse financing nila. Eh ayaw namin, kasi 12% daw kung uutang kami sa kanila!
Sa french bank, na deal namin ni Michel to get it( loan) for 3%
Kaya ingat din sa inhouse finanacing nila. Kasi disc kami ng 2% and 5% yon pala tagain kami ng 12% after. When we decide na self financing kami, pumirma na kami gn contract na with ganong disc kami, then they cry, sorry nagkamali kami! Ngeeh! What type of employees are they?
It is their employees that didnt expect a buyer to go "good as cash" deals, with 0% disc.
Sanay ata sila sa clients na uutang sa inhouse financing nila. Eh ayaw namin, kasi 12% daw kung uutang kami sa kanila!
Sa french bank, na deal namin ni Michel to get it( loan) for 3%
Kaya ingat din sa inhouse finanacing nila. Kasi disc kami ng 2% and 5% yon pala tagain kami ng 12% after. When we decide na self financing kami, pumirma na kami gn contract na with ganong disc kami, then they cry, sorry nagkamali kami! Ngeeh! What type of employees are they?
Ngeeh, mali , "good as cash", 2years to pay at 0% interest (not 0% disc) ang deal namin with ayala LHPI .
Then habang nag contract signing kami, panay dampot nila ng celphone nila kasi tanong pa nila audit and higher sales manager, if pwede alisin ang mortgage fee na 15,000+, kasi pinaaalis ni Atty, kasi hindi naman kami uutang sa kanila.
Hay naku, kung hindi sila ready sa merchandise know how nila, huwag na sana muna sila set appointment na close deal na.
Pero I think, meron na rin good thing, hindi na ako patay work, just to finance it. Akalain nyo, 59,291.81 pesos din yon for 24 months babayaran namin besides ng 477,116.72 pesos na Down payments August 30.
Kabigat non, ngayon ko lang narealise!
Salamat Tin,shirley, girlie, marie, and ana for the emotional support.
Then habang nag contract signing kami, panay dampot nila ng celphone nila kasi tanong pa nila audit and higher sales manager, if pwede alisin ang mortgage fee na 15,000+, kasi pinaaalis ni Atty, kasi hindi naman kami uutang sa kanila.
Hay naku, kung hindi sila ready sa merchandise know how nila, huwag na sana muna sila set appointment na close deal na.
Pero I think, meron na rin good thing, hindi na ako patay work, just to finance it. Akalain nyo, 59,291.81 pesos din yon for 24 months babayaran namin besides ng 477,116.72 pesos na Down payments August 30.
Kabigat non, ngayon ko lang narealise!
Salamat Tin,shirley, girlie, marie, and ana for the emotional support.